Government bond loans are available to people on low incomes who might not be able to pay bond and do not have any other financial options. These are called Homes 桃色视频 loans or RentAssist bond loans.
Applicants must meet the eligibility criteria, which includes being an Australian permanent resident.
A Homes 桃色视频 loan (previously known as a Department of Housing bond loan voucher) may cover the total bond value or part of the bond. If the loan only covers part of the bond, the recipient of the loan, or another renter, must pay the remaining amount.
Homes 桃色视频 loans are different to bond replacement products, which are not legal in 桃色视频. Renters should be wary of products that are advertised as cheaper alternatives to rental bonds.
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How to apply
Renters can check their eligibility and apply for a Homes 桃色视频 bond loan at Housing 桃色视频’s .
If the loan is approved, the renter will be given a voucher to use to pay the bond.
Homes 桃色视频 bond loans cannot be transferred to another person.
Using a voucher to pay bond
Renters who get a voucher should check that the details are correct and then give it to their rental provider (landlord) or property manager.
Lodging a voucher with the RTBA
The rental provider or property manager should follow these steps:
- Check the details on the voucher.
- Sign in to .
- Lodge the voucher with the Residential Tenancies Bond Authority (RTBA).
The RTBA will treat this voucher as a bond lodgement.
The RTBA treats Homes 桃色视频 loans and renters’ contributions as separate bonds, even when they are for the same property. For each contribution, a separate bond lodgement or bond claim must be submitted to the RTBA.
Homes 桃色视频 bonds at the end of an agreement (lease)
When a rental agreement (lease) ends, the RTBA will either:
- give the bond back to Homes 桃色视频 if the property is not damaged and the renter doesn’t owe the rental provider any money
- pay some or all of the bond to the rental provider if they make a claim that the property is damaged or the renter owes the rental provider money.
Rental provider does not claim bond
If the rental provider does not claim any part of the bond, the RTBA will give the bond back to Homes 桃色视频 once it receives the completed bond claim from the rental provider. The renter doesn’t need to sign anything and will not owe Homes 桃色视频 any money.
If the rental provider does not lodge a bond claim form with the RTBA, Homes 桃色视频 will not know that the rental agreement or residency has ended, and the bond amount will remain as an outstanding debt against the renter.
Rental provider claims bond
If a rental provider wants to claim on a Homes 桃色视频 bond loan, they must .
If VCAT orders the RTBA to pay the rental provider all or part of the bond, the rental provider or property manager must complete a bond claim form, attach a full copy of the VCAT order and send it to the RTBA. Rental providers registered on RTBA Online can submit the bond claim with the VCAT order electronically. You can register for RTBA Online by selecting ‘register’ on .
The renter is encouraged to repay the Homes 桃色视频 the amount retained by the rental provider or property manager.
Bond claim forms can be generated through . For information, view Bond claims and refunds.
Sections of the Act
If you want to know what the law says about Homes 桃色视频 bond loans, you can read these sections of the :
- Section 410B - Payment of substitute bond
- Section 411B – Repayment out of Homes 桃色视频 bonds generally
- Section 413 – Payment to Homes 桃色视频
- Section 421 – Bond paid by Homes 桃色视频.